What is ABLE to Work?

The ABLE to Work Act allows beneficiaries who are employed to contribute an amount equal to their current year gross income — up to $12,060 (as of 2018) each year — to their ABLE accounts in addition to the annual standard contribution limit. 

You can make an ABLE to Work contribution online or by using the Contribution Form

Keep in mind that if the beneficiary or their employer is contributing to a defined contribution plan (401K), annuity plan (403(b)), or deferred compensation plan (457(b)) this calendar year, the beneficiary is not eligible to make ABLE to Work contributions.