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What types of disabilities qualify for an account? ›

Any disability that qualifies for SSI or SSDI or blindness that developed before the age of 26 is eligible for an ABLE account. Some of the conditions recognized by the Social Security Administration that could qualify based on the level of severity include: blindness, Down Syndrome, hearing loss (deafness), epilepsy, autism, and more. Those who don’t receive social security benefits are still eligible if they can get a signed Diagnosis Form from a licensed physician.
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Do I have to live in Washington State? ›

Yes, you have to be a Washington State resident to have a Washington State ABLE Savings Plan account. If you don’t live in Washington State, you can open an ABLE for ALL Savings Plan account instead; it has similar benefits and is available to all eligible U.S. citizens.
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Who owns the account? ›

The account is owned by the beneficiary, regardless of whether they opened the account or it’s managed by an Authorized Legal Representative. The funds in the account belong to the beneficiary.
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Can I still work and have an account? ›

Yes, and with ABLE to Work you can contribute an amount equal to your current year gross income — up to $12,060 (as of 2018) each year — to your ABLE account, in addition to the yearly contribution limit of $15,000. Here are some rules and guidelines you should know about. 
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How do I know if I’m an Authorized Legal Representative (ALR)? ›

An Authorized Legal Representative is someone who is legally authorized under state and federal law to make decisions for the beneficiary. You’re an ALR if you can provide documentation of Power of Attorney or Legal Guardianship of the beneficiary, or are a parent of a beneficiary under the age of 18. Get help with a Power of Attorney of a beneficiary or learn about the guardianship process and get the form to get started here. If you need help, you can find general legal information about guardianship in Washington State or answers to specific questions.
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