FAQs
Answers at your fingertips
You can scroll through the FAQs or click on a category below to scroll to that section of the page.
- Benefits
- Contributions
- Eligibility
- General
- Gifting
- How it Works
- Linking Bank Accounts
- Opening an Account
- Prepaid Card
- Qualified Expenses
- Successors and Estates
- Tax Benefits
- Can I use the same login information if I have multiple ABLE accounts?
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Yes. If you’re an Authorized Legal Representative of more than one beneficiary (or yourself and a beneficiary), you will have one username (email) and password to log in to all the ABLE accounts you manage.
- How do I add another ABLE account?
- If you’re an Authorized Legal Representative of more than one beneficiary, you can open an account for a new beneficiary from your account in a few steps. Once you’re signed into your ABLE account, look for the “Add account” link in the upper right corner of the screen, or in the menu on mobile.... Read more
- Can I open and/or manage more than one ABLE account?
- Each beneficiary can have only one ABLE account open at a time. However, if you are an Authorized Legal Representative of one or more beneficiaries, you can manage multiple accounts. If you’re an Authorized Legal Representative of more than one beneficiary, you can open an account for a new... Read more
- Can I make direct deposits into an ABLE account?
- Users can contribute to their accounts using fast, secure direct deposits from either the Social Security Administration or their paycheck. Complete the setup process in three simple steps: Log in to your ABLE account and click on “Direct Deposit” on the Total Balance tile. Or, once logged in, go... Read more
- What type of bank accounts can I add?
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You can connect a checking or savings account.
- How do I add multiple bank accounts?
- Once you’re logged into your ABLE account, go to the “Settings” tab and find the “Add a new bank” button. Follow the steps to connect a new bank account associated with either the beneficiary of the ABLE account or the Authorized Legal Representative. Keep in mind that you won’t be able to withdraw... Read more
- Can I connect more than one bank account to an ABLE account?
- Yes, you can connect more than one bank account as well as multiple types of bank accounts. Each account and type will need to be connected individually, but you can have both savings and checking accounts linked to your account at one time. The Account Owner/Custodian or Beneficiary must own the... Read more
- How can I connect a bank account?
- Log in to your account, go to the “Settings” tab and click on the “Add a new bank” button. Follow the steps to link a new bank account by connecting via Plaid or manually adding an account. Keep in mind that you won’t be able to withdraw money to a newly added bank account immediately. There is a... Read more
- What do I need to open an account?
- If you’re the beneficiary of the account, make sure you have this information handy: Your email Your date of birth Social Security Number (SSN) or Tax Identification Number Contact details Proof of eligibility If you’re an Authorized Legal Representative, you’ll need your information (email,... Read more
- Are there age restrictions to open an account?
- As long as the disability or blindness developed before the age of 26, there are no age restrictions. There’s legislation proposed to raise that age, but for now you can’t open an account if the onset of your disability or blindness occurred after age 26. An adult beneficiary can open an ABLE... Read more